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Emerthe is 36 years old with three children aged 6 to 12 years. All of them are currently in school. She is married to a technician. Emerthe sells cooking oil, rice, flour, and other goods in a store she has been running for five years. She would like a loan to expand her inventory and add a more diverse selection to her store. Any profits will be used to renovate her house. She would like to become a self-sustaining businesswoman in the future.

Additional Information

About Urwego Opportunity Bank of Rwanda (UOB)

Urwego Opportunity Bank (UOB) is a Rwandan bank specializing in microfinance. It offers credit products to individuals and groups interested in starting or expanding their businesses. It also offers training in business development, financial literacy and health management. Given that approximately 90% of the Rwandan population is directly or indirectly related to the agricultural sector, Kiva lenders’ funds will be used to support UOB’s agricultural loan products, which are vital to the clients living in remote areas.

About Rwanda

  • $1,700
    Average annual income
  • 47
    View loans »
    Rwanda Loans Fundraising
  • $15,329,275
    Funds lent in using Kiva
  • 593.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Emerthe to buy more cooking oil and rice to sell.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Oct 20, 2011
Oct 31, 2011
Currency Exchange Loss:
Mar 15, 2012