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Daya-To Group
In this Group: Akouavi Pélagie, Marcelline, Jacqueline
DAYA-TO is a group of three people whose members live together. The representative of the group, Akouavi Pélagie (whose hand is raised in the photograph), is 39 years old and married to a civil engineer named Fataï. Akouavi Pélagie and Fataï live together with their two children who are both in school and dependent on their parents. Together, the couple manages the various household expenses.

Akouavi Pélagie stopped her education in secondary school. For the past six years, she has sold fabric and shoes, a business that she maintains and that brings her significant income in her neighborhood. Akouavi Pélagie buys her products in Togo, the country next to Benin. This is the fourth time that she and the other members of the group DAYA-TO have sought financial support from ALIDÉ in order to build their working capital and their businesses, and to better respond to the needs of their customers.
View original language description ↓
DAYA-TO est un groupe de trois personnes, dont les membres vivent dans le même quartier. La représentante du groupe, Akouavi Pélagie(dont la main est levée sur la photo), est âgée de 39 ans et est mariée à un technicien en génie civil nommé Fataï. Le couple a deux enfants tous scolarisés et à leur charge. Akouavi Pélagie vit ensemble avec son mari et ses enfants. Le couple assure ensemble les différentes charges de la maison. Akouavi Pélagie a arrêté l’école au cours secondaire. Depuis six ans Akouavi Pélagie vend des tissus et des chaussures, activité qu’elle exerce et qui lui procure des revenus non négligeables dans son quartier. Akouavi Pélagie achète ses produits au Togo, Etat voisin du Bénin. C’est la quatrième fois que Akouavi Pélagie et les autres membres du groupe DAYA-TO sollicitent l’appui financier de ALIDé en vue de renforcer leur fonds de roulement et leur activité et de mieux répondre aux exigences de leur clientèle.

Additional Information

About Alidé

Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.

Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Benin

  • $1,600
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 462.9
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Daya-To Group's $475 loan helped a member to buy fabric and shoes.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 3, 2011
Listed
Nov 22, 2011
Currency Exchange Loss:
Possible
Ended:
Aug 15, 2012