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Elena is widowed with four children. She is a very hardworking entrepreneur. Elena is 56 years old and has two children in school.

Elena has a spice and vegetable retail business in the Philippines. Elena requested a 30,000 Philippines pesos (PHP) loan amount through NWTF to purchase additional stocks of spices and vegetables to sell.

Elena has been in this business for 30 years. In the future, Elena would like to save money to expand her business.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 1902
    View loans »
    Philippines Loans Fundraising
  • $60,984,950
    Funds lent in using Kiva
  • 42.7
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Elena to purchase additional stocks of spices and vegetables to sell.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Sep 30, 2011
Nov 5, 2011
Currency Exchange Loss:
Jul 15, 2012