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Kakha is a 37-year-old farmer from the village of Karaleti in the Kartli region of East Georgia. He is married and lives with his family, which includes his wife, Shorena, two daughters (17 and 10 years old), and his mother-in-law. Both of the children go to school.

All of the adult family members are involved in the family's farming activities, which are the primary source of income for them. In particular, the family owns a dairy cow and sells on average 20 kilograms of cheese per month. In addition, they grow garlic, cabbage, and tomatoes on their family-owned one hectare of land. The total average income of the family is 800 laris (about 480 USD) per month.

Kakha requested a loan to purchase seeds for garlic. He will purchase quality seeds and count on a good harvest in the summer. After selling the harvest, he will get income, which will be used for the well-being of the family.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 37
    View loans »
    Georgia Loans Fundraising
  • $7,796,600
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,225 helped Kakha to purchase seeds for garlic.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 20, 2011
Nov 5, 2011
Currency Exchange Loss:
May 15, 2012