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Mrs. Choem, 37, is in the business of cultivating rice in Prey Chor, Kompong Cham province. She is married with 4 single children, all of whom live under her care and income. Some of them are at the age for attending school but they are still not enrolled yet because of the family’s condition. The main source of her income comes from her husband who provides a battery charging service to the people in and around the community. He charges KHR1,000 per battery for a bigger battery and KHR5,00 for a smaller one. He’s able to earn an average of $4.00 a day.

The main core of this business activity is based on how the electric generator works. But unluckily, her previous device is too old and dangerous to use. So Choem decided to request some funds from HKL and Kiva to support her husband's business. She’ll use these funds to buy an electric generator which will allow her husband’s business to further improve in the future. With the increase in her income, she’ll send her children to join a class in a local school next year.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 287
    View loans »
    Cambodia Loans Fundraising
  • $37,541,925
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Choem to buy an electric generator.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Oct 6, 2011
Nov 6, 2011
Currency Exchange Loss:
Mar 17, 2012