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Marta Irene
Marta is 68 years old living with her family in the community of Santa Fe which is located in Los Chiles in Alajuela Province. This community is in the mountains near the country’s northern border. The main commercial activities here are animal husbandry and farming, especially basic grains, sugar cane and oranges.

Marta hopes to obtain a 600,000 (six-hundred thousand colones) micro loan to buy building materials and supplies. The acquisition of these materials requires much sacrifice and more work. Notwithstanding, her desire to repair her house and improve her family’s living conditions motivates her to continue forward carefully and with dedication.

Marta is a member of the “Manantial de Santa Fe” communal bank one of EDESA’s 150 social organizations in Costa Rica. This is her first loan and with it she’ll continue growing both personally and economically as well as actively participating in her community credit organization.
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Marta tiene 68 años de edad y vive con su familia en la comunidad de Santa Fe, que se encuentra en Los Chiles en la provincia de Alajuela. Esta comunidad se encuentra en una zona montañosa y está cerca de la frontera norte del país. Las actividades comerciales principales son la ganadería y la agricultura, especialmente el cultivo de granos básicos, caña de azúcar y naranjas.

Marta espera obtener un microcrédito de 600,000.00 (seiscientos mil colones) para comprar materiales de construcción. La adquisición de estos materiales tiene gran sacrificio y exige más trabajo. Sin embargo, su deseo de arreglar la casa y mejorar la condición de vida de su familia la motiva a seguir adelante con gran cuidado y dedicación.

Marta es socia de la Empresa de Crédito Comunal de Manantial de Santa Fe, una de las 150 organizaciones socios de EDESA en Costa Rica. Es su primer préstamo y con esto continuara creciendo a nivel personal y económico además de participar activamente en la organización de crédito en su comunidad.

Additional Information

More information about this loan

As a small and relatively young MFI located in Costa Rica, EDESA has difficulty attracting other sources of capital. Many other microfinance funders do not work in Costa Rica, because overall the country is too rich. However, organizations such as EDESA work with extremely marginalized populations in Costa Rica that really need the access to capital that EDESA provides. By funding EDESA, Kiva lenders are allowing the organization to grow and reach more people than they otherwise would be able to reach.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Costa Rica

  • $12,900
    Average annual income
  • 42
    View loans »
    Costa Rica Loans Fundraising
  • $4,436,225
    Funds lent in using Kiva
  • 505.6
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Marta Irene to repair her house.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Nov 16, 2011
Oct 28, 2011
Currency Exchange Loss:
Apr 19, 2013