Update on Diana VerónicaDiana Verónica is 24 years old, in a common-law relationship, and has three children. She lives with her husband and children (ages 8, 3, and 1) in the canton of Ventanas in Los Ríos Province.
The Communal Bank “Dulce Sentimiento” (Sweet Feeling) is located in the Caimito II neighborhood in the parish of Puerto Pechiche in the canton of Pueblo Viejo. This Communal Bank consists of farmers who grow short-cycle crops such as corn, rice, and pigeon peas.
Diana engages in farming by growing corn, rice, and pigeon peas. Her purchases and sales are conducted in the canton of Ventanas. She is requesting a loan to buy seeds and farming supplies such as urea, herbicide, fertilizers, and weed killer so that she can keep her crops in good condition.
Her family relations have improved because she can now provide a little more support toward the well-being of her family. In addition, her work will greatly improve because she can increase production. As a result, she can obtain a much better income because the sale of her products will lead to more profits.
Diana’s dream is to buy land and build a house. In her free time, she enjoys reading and listening to the news.
LA VRC DULCE SENTIMIENTO, se encuentra ubicada en el Recinto Caimito II, parroquia Puerto Pechiche Perteneciente al Cantón Pueblo Viejo, Esta Ventanilla se dedica a Labores Agrícolas de ciclo corto Siembra de maíz, arroz y frejol gandul.
Diana se dedica a la agricultura a la siembra de maíz, arroz, fréjol gandul las compras y las ventas las realiza en el cantón Ventanas. Solicita el Crédito para comprar semillas e insumos agrícolas como urea, mata monte, fertilizantes, veneno para la maleza para mantener en buenas condiciones los cultivos.
Con el dinero del prestamo anterior pudo comprar semillas e insumos agrícolas como urea, mata monte, fertilizantes, veneno para la maleza para mantener en buenas condiciones los cultivos.
En la familia la relación ha mejorado porque ahora puede aportar un poco más para el bienestar de la familia, en el trabajo le va mucho mejor porque a aumentado la producción en los ingresos a mejorado mucho porque ahora con la venta de los productos obtiene más ingresos.
El sueño es comprar terreno y hacerse una casa
En los tiempos libres le gusta leer y escuchar las noticias.
Previous Loan DetailsDiana Verónica is 23. She is in a common-law marriage and lives with her partner and children in the Ventanas Canton, Los Rios Province. She has 3 children. The members of the V.R.C. Esfuerzo y Trabajo ["Effort and Work"] are located in the Campos Grandes neighbourhood belonging to the Pueblo Vi... More from Diana Verónica's previous loan »
About Cooperativa San JoseThis loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid