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Bertha Isabel

Update on Bertha Isabel

Bertha Isabel is 44 years old, married, and has three children. She lives with her husband and children in the Ventanas Canton, Los Rios Province. The V.R.C. Dulce Sentimiento (Sweet Feeling) is located in Recinto Caimito II, Puerto Pechiche parrish, Pueblo Viejo Canton. This area is dedicated to agricultural work and short-cycle corn, rice, and pigeon peas.

Bertha does agricultural work planting corn, rice, and pigeon peas. She makes her purchases and sales in the Ventanas Canton. She asked for a loan to buy seeds and agricultural products like urea, herbicide, fertilizer, and weed-killer to keep her crops in good condition. With the money from the last loan she was able to buy seeds and agricultural products like urea, herbicide, fertilizer, and weed-killer to keep her crops in good condition.

Within the family, relationships have improved because now she can contribute a bit more for the good of the family. Work is going much better because she has increased production and the income has increased a lot because now she gets more money from the sale of her products. The support of the last loan has helped her to succeed, and she had no problem repaying the loan according to the schedule set by the bank.

Her dream is to be able to increase the amount of work and in the future buy a corn-sheller machine.

"She is very thankful for the help she’s been given."
View original language description ↓
Bertha Isabel tiene 44 años de edad vive en casada tiene tres hijos, vive con el esposo y con los hijos en el cantón Ventanas Provincia de los Ríos.
LA VRC DULCE SENTIMIENTO, se encuentra ubicada en el Recinto Caimito II, parroquia Puerto Pechiche Perteneciente al Cantón Pueblo Viejo, Esta Ventanilla se dedica a Labores Agrícolas de ciclo corto Siembra de maíz, arroz y frejol gandul.
Bertha se dedica a la agricultura a la siembra de maíz, arroz, fréjol gandul las compras y las ventas las realiza en el cantón Ventanas. Solicita el Crédito para comprar semillas e insumos agrícolas como urea, mata monte, fertilizantes, veneno para la maleza para mantener en buenas condiciones los cultivos.

Con el dinero del prestamo anterior pudo comprar semillas e insumos agrícolas como urea, mata monte, fertilizantes, veneno para la maleza para mantener en buenas condiciones los cultivos.

En la familia la relación ha mejorado porque ahora puede aportar un poco más para el bienestar de la familia, en el trabajo le va mucho mejor porque a aumentado la producción en los ingresos a mejorado mucho porque ahora con la venta de los productos obtiene más ingresos. Con el apoyo de anterior crédito le ha ayudado a superarse y no tuvo ningún problema para poder cancelar las cuotas establecidas por la cooperativa.
El sueño es poder agrandar la cantidad de trabajo y en el futuro comprar una maquinaria desgranadora de maíz.
"Esta muy agradecido por la ayuda brindada".

Previous Loan Details

Bertha Isabel L. G. is 43. She is married and lives with her husband in the Ventanas Canton, Los Rios Province. She has 3 children. The members of the V.R.C. Esfuerzo y Trabajo ["Effort and Work"] are located in the Campos Grandes neighbourhood belonging to the Pueblo Viejo Canton. The members... More from Bertha Isabel's previous loan »

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ecuador

  • $10,600
    Average annual income
  • 75
    View loans »
    Ecuador Loans Fundraising
  • $24,585,975
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Bertha Isabel to buy seed and agricultural products like urea, herbicide, fertilizer, and weed-killer.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
At end of term
Oct 24, 2011
Oct 27, 2011
Currency Exchange Loss:
Aug 22, 2012