Update on Jenny PatriciaJenny Patricia is 36 years old, has a common law marriage, and has five children. She lives with her husband and children in the Ventanas Canton, Los Rios Province. The V.R.C. Dulce Sentimiento (Sweet Feeling) is in Recinto Caimito II, Puerto Pechiche parrish, Pueblo Viejo Canton. In this area, people do agricultural work with short-cycle corn, rice, and pigeon peas.
Jenny works in agriculture planting corn, rice, and pigeon peas. She makes her purchases and sale in the Ventanas Canton. She asks for a loan to buy seeds and agricultural products like urea, herbicide, fertilizer, and weed-killer to keep her crops in good condition. The credit will be a great help because she will be able to buy fertilizers and seeds with no problems. With the money from the previous loan she was able to buy seeds and agricultural products like urea, herbicide, fertilizer, and weed-killer to keep her crops in good condition.
Within the family, relationships have improved because now she can bring in a bit more for the good of the family. Things are going much better in her work because she has increased production, and income has improved because now she gets a better income from the sale of her products. The support of her previous loan has helped her to succeed, and she had no problems repaying the loan using the schedule set by the communal bank.
This new loan will be a great help because she will be able to plant corn and rice and to harvest for a profit. Her dream is to continue working together with her family to achieve success in the business.
"She is very thankful for the help she's received."
LA VRC DULCE SENTIMIENTO, se encuentra ubicada en el Recinto Caimito II, parroquia Puerto Pechiche Perteneciente al Cantón Pueblo Viejo, Esta Ventanilla se dedica a Labores Agrícolas de ciclo corto Siembra de maíz, arroz y frejol gandul.
Jenny se dedica a la agricultura a la siembra de maíz, arroz, fréjol gandul las compras y las ventas las realiza en el cantón Ventanas. Solicita el Crédito para comprar semillas e insumos agrícolas como urea, mata monte, fertilizantes, veneno para la maleza para mantener en buenas condiciones los cultivos.
El Crédito será de mucha ayuda porque se podrá comprar los abonos, semillas sin ningún tipo de problema.
Con el dinero del prestamo anterior pudo comprar semillas e insumos agrícolas como urea, mata monte, fertilizantes, veneno para la maleza para mantener en buenas condiciones los cultivos.
En la familia la relación ha mejorado porque ahora puede aportar un poco más para el bienestar de la familia, en el trabajo le va mucho mejor porque a aumentado la producción en los ingresos a mejorado mucho porque ahora con la venta de los productos obtiene más ingresos. Con el apoyo de anterior crédito le ha ayudado a superarse y no tuvo ningún problema para poder cancelar las cuotas establecidas por la cooperativa.
Este nuevo Crédito será de mucha ayuda porque podrá sembrar maíz, arroz y cosechar para tener utilidades
El sueño es seguir trabajando junto a la familia para lograr prosperar en el negocio.
"Esta muy agradecido por la ayuda brindada".
Previous Loan DetailsJenny Patricia R. V. is 35. She lives with her common-law husband and children in the Ventanas Canton, Los Rios Province. She has 5 children. The members of the V.R.C. Esfuerzo y Trabajo ["Effort and Work"] are located in the Campos Grandes neighbourhood belonging to the Pueblo Viejo Canton. The… More from Jenny Patricia's previous loan »
About Cooperativa San JoseThis loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid