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Publio Beltran
Publio Beltrán, 58, lives in Ventanas canton in Los Ríos province with his common-law wife and five children, ages 34, 28, 24, 22, and 19.

The Dulce Sentimiento communal bank is located in the Caimito II area of Puerto Pechiche parish in Pueblo Viejo canton. This bank focuses on short-cycle agriculture growing corn, rice, and pigeon peas.

Publio works in agriculture growing corn, rice, and pigeon peas. He buys and sells in Ventanas canton.

He is requesting the loan to buy seeds and agricultural supplies like urea, Mata Monte herbicide, fertilizer, and weedkiller to keep the crops in good condition. The loan will be a big help because he'll be able to make his purchases with no problem.

The challenges he frequently faces are competition and pests. His dream is to buy land, to be able to plant and grow in larger quantities so his profits will be greater.

In his spare time he likes to listen to music and play sports.
View original language description ↓
Publio Beltrán tiene 58 años de edad vive en unión libre tiene cinco hijos, vive con la esposa y con los hijos de 34, 28, 24, 22, 19 años de edad en el Cantón Ventanas Provincia de los Ríos.

LA VRC DULCE SENTIMIENTO, se encuentra ubicada en el Recinto Caimito II, parroquia Puerto Pechiche Perteneciente al Cantón Pueblo Viejo, Esta Ventanilla se dedica a Labores Agrícolas de ciclo corto Siembra de maíz, arroz y frejol gandul.

Publio se dedica a la agricultura a la siembra de maíz, arroz, fréjol gandul las compras y las ventas las realiza en el Cantón ventanas. Solicita el Crédito para comprar semillas, insumos agrícolas como urea, mata monte, fertilizantes, veneno para la maleza para mantener en buenas condiciones los cultivos.

El Crédito será de mucha ayuda porque podrá realizar las compras sin ningún problema.

Los desafíos que se le presenta muy frecuentes son la competencia y las plagas. El sueño es comprar terrenos para poder sembrar y cultivar en grande para que la utilidad sea mejor.

En los tiempos libres le gusta escuchar música y practicar el deporte.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 57
    View loans »
    Ecuador Loans Fundraising
  • $24,312,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Publio Beltran to buy seeds and agricultural supplies like urea, herbicide, fertilizer, and weed killer.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
At end of term
Oct 24, 2011
Oct 27, 2011
Currency Exchange Loss:
Aug 16, 2012