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Hayfa is a 40-year-old married woman and the mother of three children. She and her husband work together to raise and educate them.

Hayfa started selling mobile phones from her house to friends, neighbors and relatives in the year 2000. Her business has grown well and now she has many foreigners who visit her to buy used or new mobile phones. Her good communication skills have helped her a lot to expand her business.

Hayfa has been through 10 consecutive loan cycles with Kiva field partner Al Majmoua. Her previous loans helped her a lot to expand her business, improve her family's living standards, and to afford special maintenance for her house. She made her house an ideal healthy living house.

Hayfa is a borrower in good standing who works hard to improve her business. She plans to use the proceeds of this loan to buy new models of mobile phones to sell. She hopes to open a mobile services shop in the future and start other businesses for her children to manage.

Additional Information

About Al Majmoua – Lebanese Association for Development

The Lebanese Association for Development – Al Majmoua is Lebanon’s leading microfinance institution and the oldest Kiva partner in Lebanon. Al Majmoua’s vision is to “be the leader in creating an inclusive financial system where all people in Lebanon have access to affordable services.” Given Lebanon's diverse population, Al Majmoua lends to all nationalities, provided legal residency. The strong financial position achieved to date has allowed Al Majmoua to steadily lower its pricing over the years.

Based on the belief that non-financial services play a complementary role in improving the quality of life of the most vulnerable entrepreneurs, Al Majmoua has established a solid Business Development Services program for both borrowers and non-borrowers with a focus on women and youth.

About Lebanon

  • $15,800
    Average annual income
  • 103
    View loans »
    Lebanon Loans Fundraising
  • $16,152,350
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Hayfa to buy new models of mobile phones.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 10, 2011
Oct 30, 2011
Currency Exchange Loss:
Sep 15, 2012