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Rachael is 40 years old and lives in the Mukono region of Uganda. She is married and has seven children, one of whom is currently in school. For the past twenty years, Rachael has been working hard to manage her store, which sells mattresses and bedding.

To help expand her business, Rachael has requested a loan of 2,000,000 UGX from BRAC Uganda. The loan will be used to buy more mattresses for resale, and will help Rachael to generate greater profits and improve the quality of life for her family. Rachael hopes that in the future she will be able to continue growing her business.

Rachael is a member of BRAC's Small Enterprise Program (SEP). The program primarily serves small entrepreneurs like Rachael who do not have enough collateral for commercial loans, but have businesses that have grown too large for microloans.

Additional Information

About BRAC Uganda

This loan is administered by BRAC Uganda, a registered non-governmental organization (NGO) in Uganda that is also a part of the BRAC international network. BRAC Uganda attempts to address poverty through a holistic model, offering programs in education, health, water & sanitation, agriculture, and microfinance. BRAC Uganda’s microfinance program aims to provide the poor with easy, reliable, and efficient access to institutional financial services, and reaches over 150,000 families in Uganda. For more on BRAC Uganda, please see our partner page, and join our lending team, Friends of BRAC Uganda.

About Uganda

  • $1,800
    Average annual income
  • 139
    View loans »
    Uganda Loans Fundraising
  • $31,940,600
    Funds lent in using Kiva
  • 2,665.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Rachael to buy more mattresses for resale.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 13, 2011
Oct 30, 2011
Currency Exchange Loss:
Nov 15, 2012