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Maria Bernarda
María Bernarda, age 47, lives in the Naco village. She is a single mother, and she has two daughters, ages 22 and 24. They contribute to the household finances. Her family is very united.

María Bernarda became a small businesswoman for financial reasons. She had to support her family and cover her daughters’ educational expenses. María Bernarda previously sold novelties, but her sales were very low. Seeing that there were no restaurants in Naco, she decided to establish her own restaurant.

The León Restaurant is now in its fifth year of serving the citizens of Naco. She started selling fruit cocktails, natural juices, milk shakes, and soft drinks at her house. The demand was growing, and María Bernarda took three loans in order to build the restaurant next to her house. She works every day with the goal of always tending to her customers well and serving them good food.

María Bernarda will use this loan to stock her restaurant with the purchase of products that she uses every day in making the food and the drinks. She wants her restaurant to continue being a success and to continue being the restaurant that the people of Naco prefer.
View original language description ↓
Doña María Bernarda tiene 47 años y vive en la aldea de Naco. Ella es madre soltera y tiene dos hijas de 22 y 24 años de edad, las cuales aportan económicamente al hogar. La familia de ella es muy unida.
La señora María Bernarda se convirtió en microempresaria por motivos económicos. Tenía que mantener a su familia y cubrir los gastos de la educación de sus hijas. Anteriormente, Doña María Bernarda se dedicaba a la venta de novedades pero sus ventas eran muy bajas. Viendo, que en Naco no había comedores, ella decidió establecer su propio comedor.

Comedor León ya está en su quinto año sirviendo a los ciudadanos de Naco. Empezó vendiendo cocteles de fruta, jugos naturales, licuados y refrescos de su casa. Fue creciendo la demanda y Doña María Bernarda sacó tres créditos para construir el comedor junto a su casa. Luego se amplió el menú y empezó a servir una pequeña variedad de comidas. La señora trabaja todos los días, con la meta de siempre atender bien a la gente y servir buena comida.

Con este préstamo, la señora María Bernarda va a abastecer su comedor con la compra de productos que ella utiliza diariamente en hacer las comidas y bebidas. Quiere que su comedor siga siendo un éxito y el comedor preferido de la gente de Naco.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

About Honduras

  • $4,200
    Average annual income
  • 22
    View loans »
    Honduras Loans Fundraising
  • $8,239,325
    Funds lent in using Kiva
  • 19.0
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Maria Bernarda to buy products that she uses to make food and drinks.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 13, 2011
Listed
Oct 28, 2011
Currency Exchange Loss:
Covered
Ended:
Mar 15, 2012