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El Pinito Group
In this Group: Irma , Juana , Araceli , Prisciliana , Tobia , Julgencia , Irma, Adilene , Fabiana , Felicitas , Rogaciana, Paula , Margarita *
* not pictured
Julgencia is 36 years old, married and has 6 children who study except for the eldest, Fernando. Suriel is in her 3rd year of high school, Jessica in her 1st year of high school, Jazmin in 2nd grade, Maritza in preschool whilst Jotzamara is only 2 years old. Her husband, Tobia, is a farmer.

She sells clothes at the town market and will use the loan to buy new models of pants, skirts, dresses, etc. Doña Julgencia would like to establish her business in premises. She says that her loan has helped her a lot as her profits help with the household expenses. In this way she can give her children a better education as Suriel dreams of becoming a doctor.

Julgencia belongs to the communal bank called El Pinito (Small Pine Tree) as there is a small pine tree where they meet. The group consists of 13 people, 12 women and 1 man who are mentioned below.

Felicitas, Prisciliana, Araceli, Adilene, Tobia, Irma, Paula, Juana, Margarita, Fabiana, Rogaciana and Irma. They all have different business activities such as the sale of bread, meat, sweet potatoes, fish, sweets, cheeses and tamales, etc.
View original language description ↓
Julgencia cuenta con 36 años de edad, es casada tiene 6 hijos los cuales se encuentran estudiando el mayor no estudia se llama Fernando, y Suriel está cursando 3º de secundaria, Jessica esta en 1º de secundaria, jazmín, en 2º de primaria, maritza en 3º de preescolar mientras que Jotzamara solo tiene 2 años de edad, su esposo se llama Tobia el se dedica al campo.

Ella se dedica al comercio vende ropa en el mercado del pueblo lo cual surtirá su préstamo en la compra de nuevos modelos de pantalones, faldas, vestidos, etc. doña julgencia le gustaría establecer un local para poner su negocio, ella dice que su préstamo le ayudado mucho, ya que pues con sus ganancias ayuda con los gastos de su familia y así le podrá dar una mejor educación a sus hijos ya que Suriel sueña ser doctor.

Julgencia pertenece al grupo el pinito llama pinito ya que donde se reúnen esta un pinito, él grupo se encuentra integrado por 13 personas 12 mujeres y un hombre que a continuación serán mencionados:

Felicitas, Prisciliana, Araceli, Adilene, Tobia, Irma, Paula, Juana, Margarita, Fabiana, Rogaciana y Irma. Todos se dedican a una actividad distinta de comercio como son venta de pan, camote, carnicería, pesca, dulces, quesos, tamales, etc.


Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $11,249
    Average annual income
  • 21
    View loans »
    Mexico Loans Fundraising
  • $18,293,550
    Funds lent in using Kiva
  • 13.5
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of El Pinito Group's $3,200 loan helped a member to buy new models of pants, skirts, dresses, etc.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 5, 2011
Listed
Nov 2, 2011
Currency Exchange Loss:
Possible
Ended:
Feb 15, 2012