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This is 51-year-old Binta. She is a widow and has three children, aged 21, 18 and 10. She has one additional dependent who lives with her because he is her relative.

In 1994, Binta established her foodstuffs, beverages and drinks business. She began her business by selling drinks to passengers traveling to Freetown. Working seven days a week and 10 hours a day, she earns about 1,300,000 Sierra Leone leones (Le) every month from this business.

She would like a loan in the amount of Le 5,000,000. Binta has already received and successfully repaid three loans, and now requires a new loan in order to purchase a new type of drink sold at Le 22,000 per gallon. She hopes that this loan will enable her to increase her monthly profits by approximately Le 300,000. In the future, Binta plans to build a house and educate her children to the university level. She thanks you for your support.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.


About Sierra Leone

  • $2,100
    Average annual income
  • 5
    View loans »
    Sierra Leone Loans Fundraising
  • $9,478,050
    Funds lent in using Kiva
  • 4,400.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,150 helped Binta to pay for foodstuffs, beverages and drinks for her business.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Oct 12, 2011
Oct 30, 2011
Currency Exchange Loss:
Jul 16, 2012