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Margaret is married and has 2 children. Her husband is a farmer. Her educational background is up to the junior high level. Margaret is a baker at Takoradi. She bakes bread and moves from one place to another in the early hours of the morning to sell to her customers. The loan which is going to provide additional income will be used to purchase flour, sugar, salt and others to use in baking so that Margaret can meet the demands of her customers.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 31
    View loans »
    Ghana Loans Fundraising
  • $11,710,625
    Funds lent in using Kiva
  • 1.6
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $200 helped Margaret to buy flour, sugar, salt and others to bake to meet the demands of her customers.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Sep 27, 2011
Nov 5, 2011
Currency Exchange Loss:
Feb 27, 2012