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Francisco Agustin
Francisco Agustín is 28 years old, in a common-law relationship, and has two children. He lives with his wife and children (ages 7 and 5 months) in Ventanas in Los Ríos Province.


The Communal Bank “Dulce Sentimiento” (Sweet Feeling) is located in the Caimito II neighborhood in the parish of Puerto Pechiche in the canton of Pueblo Viejo. This Communal Bank consists of farmers who grow short-cycle crops such as corn, rice, and pigeon peas.


Francisco engages in farming by growing corn, rice, and pigeon peas. His purchases and sales are conducted in the canton of Ventanas. He is requesting a loan to buy seeds and farming supplies such as urea, herbicide, fertilizers, and weed killer so that he can keep his crops in good condition. This loan will be of great help because he can buy supplies and seeds without any problem.


The challenges he must face on a frequent basis include the competition and the pests. His dream is to continue working so that he can acquire another loan that is a larger amount in order to buy more land.


In his free time Francisco enjoys practicing sports, especially soccer.

View original language description ↓
Francisco Agustín tiene 28 años de edad vive en unión libre tiene dos hijos, vive con la esposa y con los hijos de siete y cinco meses de edad en Ventanas Provincia de los ríos.

LA VRC DULCE SENTIMIENTO, se encuentra ubicada en el Recinto Caimito II, parroquia Puerto Pechiche Perteneciente al Cantón Pueblo Viejo, Esta Ventanilla se dedica a Labores Agrícolas de ciclo corto Siembra de maíz, arroz y frejol gandul.

Francisco se dedica a la agricultura a la siembra de maíz, arroz, fréjol gandul las compras y las ventas las realiza en el Cantón ventanas. Solicita el Crédito para comprar semillas, insumos agrícolas como urea, mata monte, fertilizantes, veneno para la maleza para mantener en buenas condiciones los cultivos.
El Crédito será de mucha ayuda porque se podrá comprar los insumos y semillas sin ningún problema.
Los desafíos que se le presenta muy frecuentes son: la competencia y las plagas. El sueño es seguir trabajando para poder adquirir otro préstamo pero ya el monto más alto para comprar más terreno.
En los tiempos libres le gusta practicar el deporte en especial el futbol.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 100
    View loans »
    Ecuador Loans Fundraising
  • $24,153,550
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Francisco Agustin to buy seeds, urea, herbicide, fertilizers, and weed killer.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Oct 24, 2011
Listed
Oct 26, 2011
Currency Exchange Loss:
N/A
Ended:
Aug 22, 2012