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Maria Fidelina
María is 40 years old and a single mother of four children; three of them still live with her. She’s been selling clothes for women, men and children, underwear and footwear for 8 years. She learned from a girlfriend who invited her to go out selling and she started out this way with just a little merchandise but gradually expanded it.

She buys the merchandise in the nation’s capital and it takes her about two hours to get there; she transports herself in her own vehicle. Sometimes she buys in a nearer city that’s only an hour away from her community. When she has to go far to get it, María rises at 4am to do so to then sell it but when she goes to get it closer she gets up at 5am. She travels distances of more or less an hour or an hour and a half in her own vehicle and she seeks out the market days in each city or if they have a holiday or special activity so she goes out every day.

She will use this loan to buy larger amounts of clothes for women, men and children, underwear and footwear because by buying the bundles it’s less expensive and she can start preparing for the Christmas season. She will buy more for a lower price which will allow for higher profits and more business growth at the same time. What María wants is to expand her coverage and sell other types of products, like dairy products, besides clothes.
View original language description ↓
La señora Maria, tiene 40 años de edad, es madre soltera de cuatro hijos, de los cuales tres viven con ella.

Maria se dedica a la venta de ropa para damas, caballeros, niños,ropa interior y calzado, desde hace 8 años. Ella lo aprendió de una amiga que la invito a salir a vender y así comenzó con poquita mercadería, pero poco a poco lo fue ampliando.

La mercadería la compra en la capital del país, tarda aproximadamente dos horas en llegar allí, se transporta en vehiculo propio. A veces compra en una ciudad más cercana, que esta a una hora de distancia de su comunidad. Maria se levanta a las 4:00 de la mañana para ir a comprar la mercadería y para venderla cuando tiene que salir lejos; pero cuando es más cerca se levanta a las 5:00 de la mañana.

Ella recorre distancias de más o menos una hora o una hora y media, esto lo hace en vehiculo propio y busca los días de comercio en cada ciudad o que tengan algun dia feriado o actividad, por que sale todos los dias.

El prestamos era invertido en la compra, de mas cantidad de ropa para damas, caballeros, niños,ropa interior y calzado, ya que comprando los paquetes, le resulta más barato y se ira preparando para la época navideña. Comprara más y a más bajo precio, lo que permitirá la obtención de mejores ganancias y crecerá al mismo tiempo su negocio. Lo que desea Maria es ampliar su cobertura y vender otra clase de productos a parte de la ropa, como es la venta de lácteos.


Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About El Salvador

  • $7,500
    Average annual income
  • 754
    View loans »
    El Salvador Loans Fundraising
  • $26,201,750
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Maria Fidelina to buy more clothes, underwear and footwear.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 14, 2011
Listed
Nov 2, 2011
Currency Exchange Loss:
N/A
Ended:
May 15, 2012