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She was born in the district of Nammacha. She is 38 years old, single and the mother of three children, all of which attend school. She lives in a house she owns and is also responsible for her two nieces who live with her. She is able to save 1.000mt in her bank account.
She has never left the district and started her retail business at a very young age. She has been in sales for over 20 years and sells various kinds of clothing. With her profits she was able to begin her construction project, but couldn't finish it due to the high cost of supplies. She requests a loan from Hluvuku so that she can keep building.
This is her fourth loan with Hluvuku. It is for 10.000mt, which she intends to use to purchase construction supplies for her house (cement, sand, cinder blocks, etc.). The first loans were for 3.000mt, 5.000mt and 7.000mt, for her retail business. She is willing to successfully make the repayments in order to obtain more loans.
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Nasceu no Distrito de Namaacha, tem 38 anos de idade, solteira mãe de 3 filhos todos vão a Escola. Vive na casa própria e responsabiliza se pelas suas 2 sobrinhas que vivem com ela na sua casa. Consegue poupar 1.000.00mt na sua conta bancaria.

Nunca saiu do Distrito, iniciou a sua actividade comercial muito jovem. É comerciante ha mais de 20 anos, vende diversos tipos de roupa, com os lucros consegue iniciar sua obra que devido ao elevado custo do material não consegue concluir , solicita um empréstimo na Hluvuku para dar continuidade da mesma.

Este é seu quarto empréstimo na Hluvuku no valor de 10.000.00mt com o qual pretende comprar material de construção da sua casa( cimento, arreia, blocos e mais). Os anteriores de (3.000.00, 5.000.00 e 7.000.00)mt foram para o comercio. Está disposta a pagar com sucesso para aderir mais empréstimos.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,200
    Average annual income
  • 134
    View loans »
    Mozambique Loans Fundraising
  • $2,808,950
    Funds lent in using Kiva
  • 26.5
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Albertina to purchase construction supplies for her house (cement, sand, cinder blocks, etc.).
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Sep 28, 2011
Oct 28, 2011
Currency Exchange Loss:
Aug 15, 2012