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Une Femme De Plus Group
In this Group: Emilienne , Jacqueline, Sidonie, Evéline
"Une Femme de Plus" (One More Woman) is a group of four women whose members reside in the same neighborhood.

Emilienne, representative of the group and whose hand is raised in the photo, is 34 years old and is married to an artist named Edward. The couple has three children attending school, two of whom are dependents. Emilienne lives together with her ​​husband and children. The couple share the various household responsibilities.

Emilienne has had very little education. For about eight years, she has been selling locks and beauty products in her neighborhood. She buys her products in Benin.

This is the fourth time Emilienne and other members of the "Une Femme de Plus" group have requested the financial support of ALIDé to strengthen their working capital and business activities, and to better meet the demands of their customers.
View original language description ↓
UNE FEMME DE PLUS est un groupe de quatre personnes, dont les membres résident dans le même quartier. La représentante du groupe, Emilienne (dont la main est levée sur la photo), est âgée de 34 ans et est mariée à un dessinateur nommé Edouard. Le couple a trois enfants, tous scolarisés, dont deux sont à leur charge. Emilienne vit ensemble avec son mari et ses enfants. Le couple assure ensemble les différentes charges de la maison. Emilienne a très peu fréquenté l'école. Depuis environs huit ans, Emilienne vend des mèches et des produits cosmétiques dans son quartier. Emilienne achète ses produits au Bénin. C’est la quatrième fois que Emilienne et les autres membres du groupe UNE FEMME DE PLUS sollicitent l’appui financier de ALIDé en vue de renforcer leur fonds de roulement et leur activité et de mieux répondre aux exigences de leur clientèle.

Additional Information

About Alidé

Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.

Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Benin

  • $1,600
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 471.1
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Une Femme De Plus Group's $1,475 loan helped a member buy locks and beauty products.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Sep 28, 2011
Nov 1, 2011
Currency Exchange Loss:
Sep 15, 2012