Agnes is a 34-year-old single mother of two children living in a semi-permanent house in Fort Portal, Uganda. Her dream is to build rental houses so she can earn income out of them. Agnes has been selling produce for the last three years. She started with a capital of 200,000, but now the business is worth 1,000,000. In spite of this, Agnes has been challenged by the high cost of rent and the rainy season, which makes transportation of the produce from the village difficult. She needs the loan to buy maize grains for selling.