Sebastiano is a 60-year-old married man with ten children living in a semi-permanent house in Fort Portal, Uganda. His family dream is to construct a big permanent house on his plot of land for renting and to own a large tea plantation. He is currently practicing mixed farming and he got start-up capital from farming. He has been challenged by the change of seasons, but desires to become a model farmer. Sebastiano needs the loan to prepare land for the next season and also to improve on his projects.