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Ha's Group
In this Group: Ha, Thuy, Hien, Ha
Ha was born in 1987. She lives in Thac Qua village and has two children who are going to school. She and her husband are farmers. They not only grow rice but they also sell groceries and fast food from their general store. They earn a monthly income of about VND 7,000,000. Since 2007 Mrs Ha has participated in SEDA and has always repaid her loans punctually. The last time, she borrowed VND 6,322,000. In this loan cycle, she would like to borrow VND 7,630,000 to expand her store by purchasing more groceries such as cobbler, beer, candy, etc. She is the leader of her group.

About the other borrowers in her group:
Thuy is 23 years old. She has one child. She is a tailor. She wants to borrow VND 6,322,000 to buy cloth.
Hien is 22 years old. She has one child. She wants to borrow VND 5,014,000 to buy food for pigs.
Ha is 29 years old. She has two children. She wants to borrow VND 5,014,000 to breed pigs.

Additional Information

About SEDA:

The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.

You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Vietnam

  • $5,600
    Average annual income
  • 85
    View loans »
    Vietnam Loans Fundraising
  • $14,417,700
    Funds lent in using Kiva
  • 20,950.0
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A portion of Ha's Group's $1,150 loan helped a member to expand her store by buying more groceries.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 29, 2011
Oct 29, 2011
Currency Exchange Loss:
Oct 15, 2012