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This is 30 year-old Fatmata. She is married and has three children, ages five, eight and 12. In 2003, Fatmata established a used clothing business to get extra income to assist her husband to provide a livelihood for their family. She works 10-hour days seven days a week and earns about 1,200,000 SLL each month. Fatmata’s business is popular because of her quality items and her good customer service. She travels to her suppliers in Freetown four times each month and she puts her profits back into her business.

Fatmata is requesting a 3,000,000 SLL loan to purchase a bale of trousers and a bale of windbreakers and transport them. She has successfully repaid a prior loan. Fatmata hopes that her loan will enable her to increase her monthly profits by approximately 200,000 SLL. In the future, she plans to have her own shop and build a house. Fatmata also hopes to educate her children to the university level, an opportunity she did not have. She is trustworthy and honest and thanks you for your support.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 22
    View loans »
    Sierra Leone Loans Fundraising
  • $9,379,975
    Funds lent in using Kiva
  • 4,402.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Fatmata to purchase and transport trousers and windbreakers.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Oct 19, 2011
Oct 29, 2011
Currency Exchange Loss:
Jul 16, 2012