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This is 27-year-old Mohamed. He is married and his spouse is a trader whose income is 200,000 SLL every month. He has no children.

In 2006, Mohamed inherited his electronics business. He began his business because he lost his father when he was in form III/grade 10. His elder brother asked him to assist him doing business. After a year his elder brother died and he took over the business.

Working seven days a week and 10 hours a day, he earns about 1,368,000 SLL every month from this business.

He would like a loan in the amount of 4,500,000 SLL. Mohamed has already received and successfully repaid two loans, and now he requires a new loan in order to purchase the following: tapes (6 batteries) 10 @ 125,000 SLL, tapes (4 batteries) 6 @ 55,000 SLL, tapes (10 batteries) 3 @ 250,000 SLL, radios 25 @ 47,000 SLL, digital radios 10 @ 60,200 SLL, radios (mps) 5 @ 75,000 SLL. The balance of 18,000 SLL will be used for labor.

He hopes that this loan will enable him to increase his monthly profits by approximately 200,000 SLL.

In the future, Mohamed plans to build a house and educate his children yet unborn. His feeling about taking this loan is that he can get more income and business will grow. This loan will help him to achieve his future plans. He serves 12 customers each day. His business is popular because of his good customer care. He is hard-working and trustworthy. He thanks you for your support.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 16
    View loans »
    Sierra Leone Loans Fundraising
  • $9,478,075
    Funds lent in using Kiva
  • 4,402.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Mohamed to purchase merchandise for his electronics business.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Oct 19, 2011
Oct 29, 2011
Currency Exchange Loss:
Jun 16, 2012