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Vilma is a member of the Communal Bank “Nueva Esperanza de Ollantaytambo” (New Hope of Ollantaytambo) and the members conduct their meetings every 30 days in the city of Ollantaytambo, Urubamba Province, Department of Cusco.

She is 26 years old, in a common-law relationship, and has two children. Vilma was born in the city of Ollantaytambo. She lives in the same city where she was born and conducts her business activities. Her main business is selling beverages, such as beer and sodas. Vilma has been in this business for three months and has done very well thanks to the effort she puts into her work. Vilma previously sold food at a restaurant, but she passed that business on to her brother-in-law. She is taking this opportunity to request a loan so that she can buy sodas and tanks of gas.

Vilma appreciates and values this loan, so she promises to complete her monthly payments.

View original language description ↓
Vilma pertenece al banco comunal “Nueva Esperanza De Ollantaytambo” y las reuniones de las socias del banco comunal son cada treinta días en la ciudad de Ollantaytambo de la provincia de Urubamba del departamento del Cusco.

Vilma tiene 26 años de edad y tiene una relación de unión libre de la cual tiene dos hijos, ella nació en la ciudad de Ollantaytambo y vive en la misma ciudad donde nació y donde realiza sus actividades económicas. Su actividad económica principal de Vilma es la venta de bebidas como por ejemplo cerveza y gaseosas. Ya son 3 meses que se dedica a este negocio y le va muy bien gracias al empeño que pone en su trabajo. Antes, Vilma se dedicaba a la venta de comida y tenía un restaurante pero lo traspasó a su cuñado.

En esta oportunidad Vilma requiere el préstamo para comprar gaseosas y balones de gas.

Vilma agradece y valora el préstamo y se compromete a cumplir con el pago de sus cuotas mensuales.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

About Peru

  • $6,715
    Average annual income
  • 64
    View loans »
    Peru Loans Fundraising
  • $53,963,825
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Vilma to buy sodas and tanks of gas.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Oct 24, 2011
Oct 26, 2011
Currency Exchange Loss:
May 15, 2012