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Araba is a single parent taking care of 3 children. She sells gari, charcoal and sugar (her hand is placed on the gari she sells) at Elmina, which she has done for 10 years. She single-handedly feeds, clothes, educates and provides shelter for her family. She wants to increase her business so that she can continue taking care of the family.

A loan from Kiva through CRAN will be used to get additional gari (a basic food staple made from cassava tubers), charcoal, sugar and other things to sell. She plans to reinvest the new profits.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 37
    View loans »
    Ghana Loans Fundraising
  • $11,603,250
    Funds lent in using Kiva
  • 1.6
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Araba to get additional gari, charcoal, sugar and other things to sell.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Oct 7, 2011
Oct 29, 2011
Currency Exchange Loss:
May 16, 2012