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Sama
Sama is a 30-year old woman. She is married to a driver and has 3 children, 2 of which are in school. The oldest is 19 years old and the youngest is 7 years old. Sama has worked as a retailer for several years. She buys and resells groceries such as sugar, milk, and soap to all kinds of people in her store. She sources at the main market in Lome. Her main difficulty is the slump in business during the rainy season. Sama has asked for her first loan from WAGES in order to buy grocery products for resale. She plans to reinvest the additional profits in developing her business. In the coming years, Sama would like to sustain her business. She says that with the profits, she plans to take care of the education of her children.
View original language description ↓
Sama est une femme âgée de 30 ans. Elle est mariée à un chauffeur et a 3 enfants dont 2 scolarisés. L’ainé a 19 ans et le benjamin 7 ans.
Sama travaille comme revendeuse depuis plusieurs années. Elle achète et revend des produits d’alimentations générales genres sucres, laits, savons à toutes personnes dans une boutique. Elle s’approvisionne au grand marché de Lomé. Sa difficulté principale du moment est la mévente due à la saison des pluies.
Sama a requis son premier crédit de WAGES afin d’acheter des produits d’alimentation générales, destinés à la vente. Elle pense réinvestir ces profits supplémentaires dans le développement de son activité.
Dans les prochaines années, Sama voudrait pérenniser son activité. Elle dit qu’avec les profits, Elle prévoit s’occuper de l’éducation de ces enfants.

Additional Information

About Women and Associations for Gain both Economic and Social

This loan is administered by Women and Associations for Gain both Economic and Social (WAGES), Togo’s second-largest microfinance institution. Along with a wide range of savings and loan products, WAGES offers its clients training programs in basic literacy, health care (HIV/AIDS and malaria), and business-related subjects (business management, marketing, accounting). You can show your support for WAGES by joining its lending team!

About Togo

  • $1,700
    Average annual income
  • 4
    View loans »
    Togo Loans Fundraising
  • $8,590,025
    Funds lent in using Kiva
  • 471.8
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Sama to buy grocery products.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 19, 2011
Listed
Nov 1, 2011
Currency Exchange Loss:
Possible
Ended:
Oct 17, 2012