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Neema-Kimara Group
In this Group: Rehema , Andrea, Mohamed, Paul, Mariam, Theresia, Galista, Zainabu, Shella, Mwanaid, Nelly, Sarah, Elibariki, Mohamed
Rehema, who is in her early 30s is married with two children who are still going to school. She has been running three different types of businesses. She has a grocery store, sells charcoal and has a motor cycle for five years now. She works from 6 a.m to 6 p.m daily and is able to make a good monthly profit.

This will be her 6th motisha loan from Tujijenge Tanzania. A Motisha loan is a product offered by Tujijenge Tanzania given in the middle of the main loan that motivate borrowers with good credit ratings who pay back their loans smoothly to receive half amount of the existing loan before their original loan term has ended. She used he previous loans to open charcoal business, bought a pikipiki (motorcycle)for transport business, built rooms for renting and household expenses. She has paid back all her loans successfully. She wishes for a loan to go upcountry and buy more sacks of charcoal to sell. Her dream is to one day be able to still build rooms for renting.

She will share this loan with her loan group "Neema-Kimara" which has a total of 14 members who will hold each other accountable in paying back their loans.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 52
    View loans »
    Tanzania Loans Fundraising
  • $15,319,500
    Funds lent in using Kiva
  • 1,722.0
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Neema-Kimara Group's $3,550 loan helped a member to go upcountry and buy more sacks of charcoal to sell.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Oct 25, 2011
Oct 28, 2011
Currency Exchange Loss:
Mar 15, 2012