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Maria is from the village of Manglisi, Kartli Region. She is 47 years old and lives with her family: husband, Shota, her 17-year-old daughter and 86-year-old mother-in-law. Maria’s daughter goes to school. Her mother-in-law is retired. Maria and Shota earn a living with agricultural activities. They have two milk cows and sell milk in the village.

Maria requested credit for purchasing an additional milk cow. She will get 50% more milk and increase the income of the family.

The family members plan to use the increase in income for purchasing household goods in order to improve their living conditions.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 42
    View loans »
    Georgia Loans Fundraising
  • $7,800,275
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $675 helped Maria to purchase a milk cow.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 11, 2011
Nov 4, 2011
Currency Exchange Loss:
Nov 15, 2012