Safia is a businesswoman aged 31 who lives in the center of town in Gitega in the middle of the country. She has been selling foodstuffs (rice and beans) for five years. She began this business when she was a farmer. She attended school up to 6th grade. She is married to Dieudonné and together they have 2 children of whom one is enrolled in school.
The Kiva loan of 320,000 Burundi francs that she will receive will allow her to grow her working capital to buy large quantities of foodstuffs (rice and beans) for resale so that she can make a lot of profit.
Safia is a member of the community group called "Tushirikiyane".
Safia est une commerçante âgée de 31ans qui habite au centre ville de Gitega au centre du pays. Elle fait le commerce de produits alimentaires (riz et haricots) depuis 5 ans. Elle a commence cette activité lorsqu’elle était cultivatrice. Elle a fait ses études jusqu’en 6e année primaire. Elle est mariée a Dieudonné et ont ensemble 2 enfants dont 1 étudie.
Le crédit Kiva de 320,000 francs burundais qu’elle obtient lui permet d’augmenter son capital pour acheter de grandes quantités de produits alimentaires (riz et haricots) à revendre afin de réaliser de grands bénéfices.
Elle est membre du groupe communautaire« Tushirikiyane»
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.