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Venera's Group
In this Group: Venera, Saadat, Tilek
Venera is the leader of this group. She is 39 and she is divorced. She brings up two sons and a daughter. The daughter studies at university and the sons go to school. Venera works in a microfinance company; in 2003 she purchased a house with a garden. Since that time she has been cultivating agricultural products. Selling some part of the harvest she earns additional 3000 soms to meet the family needs. With the profits gained from the trade she started building a shop. Venera applies for the loan because she needs additional funds to purchase building materials to finish a construction of the shop. In the future she plans to finish the construction and lease it out to diversify her sources of income and for making additional money to family budget.

--- Where Did This Loan Come From? ---

This loan is brought to you by Mol Bulak Finance (MBF), a young, ambitious and socially-focused Microfinance Institution in Kyrgyzstan.
MBF is strongly committed to the principles of sustainable development and upholds the triple bottom line – People (building human capital and taking care of its customers as well as society), Planet (keeping environmentally friendly) and Profit (earning revenue to expand autonomously). MBF is the only Microfinance Institute in Kyrgyzstan that delivers its services to customers 365 days a year. To learn more about MBF and view a Video presentation about the organization, please visit:
If you would like to support and learn more about Kyrgyzstan and microfinance in Central Asia, please join our Lending Team - Supporters of Kyrgyzstan – Mol Bulak Finance at Members will get special updates and news from Kiva Fellows in Kyrgyzstan and from the MBF staff.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 72
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,300,500
    Funds lent in using Kiva
  • 45.4
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A portion of Venera's Group's $1,150 loan helped a member to purchase building materials for her shop.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Oct 14, 2011
Nov 8, 2011
Currency Exchange Loss:
Apr 15, 2012