Tiaina is 21 years of age and single with no children.
Tiaina owns and operates a business venture, selling daily use products such as shampoo, soap and toothpaste in the local community. She has one year of experience in this business.
Tiaina needs a loan of WST 1,000 to purchase additional products to sell. She plans to use the profit from her business (estimated to be 400 talas or US $167 per week) to improve and expand the business.
In 2011, Tiaina joined SPBD to gain access to financial services. Most of SPBD's clients are unable to borrow from commercial banks because they lack collateral. This is Tiaina's first loan with SPBD.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.