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Chanmarika, 31 years old, is a grocery seller and earns $5 per day. Her husband is a primary teacher earns $2 per day. They have three children, two are studying and one more is only one year old. Every month, she has to spend $50 on food, $6 on electricity, and $10 on school fees. She would like to request a loan of $1200 to buy more grocery goods to sell at her store. She wants to extend her career so she can make better income and have enough money to buy more goods to sell.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 258
    View loans »
    Cambodia Loans Fundraising
  • $38,148,650
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Chanmarika to buy more grocery goods to sell at her store.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Oct 12, 2011
Nov 4, 2011
Currency Exchange Loss:
Jun 20, 2012