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Victor Manuel
Victor is asking for a loan to study an area of corporate law. He hopes to cap his career and finish studying this area of specialisation. In the future he sees himself with a family established and practising his legal career as a lawyer. His mother's advice motivates him to get ahead and it is for her that he always strives to be someone in life. His income is not enough for him to be able to pay his fees in one go, but he hopes that with this loan he will be able to get ahead.
View original language description ↓
Victor estudiará una especialización en derecho de empresas, por lo cual solicitó el crédito. Espera coronar su carrera y terminar de estudiar la especialización. En un futuro se ve con su familia establecida y ejerciendo su carrera de abogado, lo motivan a seguir adelante los consejos de su mamá para que siempre luchara por ser alguien en la vida. Los ingresos no le permiten poder pagar la especialización de una sola vez, pero espera con este crédito poder salir adelante

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 82
    View loans »
    Nicaragua Loans Fundraising
  • $25,445,225
    Funds lent in using Kiva
  • 22.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Victor Manuel to pay for the course fees.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Sep 30, 2011
Oct 25, 2011
Currency Exchange Loss:
Nov 17, 2013