Judith has been a customer for a long time and this is her third loan. She has two daughters, aged 9 and 12, who she educates and provides for since her husband has been overseas for five years and doesn't send money to support the girls. Judith's main business is selling cosmetics by promoting sales for an important company which offers products by catalogue. Her second business is a beauty salon. She lives with relatives of her husband so she doesn't have to pay rent or a mortgage. She has never been delinquent on previous loans.
On Sundays and Thursdays, she sells cosmetic products in the "16 de julio" neighborhood. She plans to use the loan to buy wholesale cosmetics which are on sale, so she can sell at the original price and earn more income. She is a young woman who wants very much to get ahead, and is very grateful for the support received.
la cliente Judith es una clienta antigua ya esta en la tercera secuencia tiene 2 niñas de 9 y 12 años ella las educa y se encarga de su manutención sola, ya que su esposo se encuentra en el extranjero hace cinco años y no le manda pensiones para sus niñas la Sra. Judith tiene como actividad principal la venta de cosméticos y promotora de ventas de una importante empresa que ofrece sus productos por catalogo, y como actividad secundaria esta la de salón de peinados, vive en la casa de los familiares del esposo por tal razón no paga alquiler ni anticrético la cliente no presento atrasos en sus anteriores créditos. También cabe recalcar que la cliente vende en la zona de la 16 de julio los días domingos y jueves, cosméticos, el dinero del crédito es para la compra al por mayor de cosméticos que se encuentran en promoción y así poder venderlos al precio original y tener un poco mas de ingresos, es una persona joven con ganas de superación agradecida por el apoyo brindado.
Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.