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Andrés is 27 years old. He is married and currently lives with his wife. With this loan, he plans to purchase fertilizers to help his crop. Andrés has a plot of land suitable for cultivating his crop. The field is in adequate condition, but Andrés plans to help it along and bring it up to top-quality condition. He wants to implement new improvements in his coffee crop in order to obtain maximum profits in his harvest output and in the quality of the harvested bean. As a goal, he plans to use the loan to generate maximum profits to get himself ahead and to improve his financial well-being each day. This is Andrés's first loan with FUDECOSUR. He has never taken out a loan from a state bank before, but FUDECOSUR offered him the loan with better terms and at a much lower interest rate.
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Andrés, tiene la edad 27 de años, está casado y vive con su esposa actualmente. El con el crédito pretende comprar los fertilizantes para la asistencia de su cultivo. El cuenta con el terreno apto para la explotación de este cultivo y con la plantación en condiciones regulares por lo cual pretende asistirla para así mejorarla en óptimas condiciones. El quiere implementar muevas mejoras en su cafetal para así obtener el máximo de las ganancias en producción de cosecha como la calidad de grano cosechado. El pretende con el crédito o tiene como meta generar las ganancias máximas para salir adelante con el crédito y mejorar su bienestar económico cada dia. Es el primer préstamo que recibido de FUDECOSUR. El no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 44
    View loans »
    Costa Rica Loans Fundraising
  • $4,657,650
    Funds lent in using Kiva
  • 509.6
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $800 helped Andres with assistance for his coffee crop.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Sep 26, 2011
Oct 24, 2011
Currency Exchange Loss:
Aug 16, 2012