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Enver is 64 years old. He lives in the village of Zeniti in the Adjara Region. He lives with his family: his wife Zhuzhuna and their 18-year-old son. All family members are involved in the family agricultural business. They have a milk cow. Milk is used for cheese production. Produced cheese is sold in the local market. In addition, the family owns a tangerine garden on 0.6 hectare of land and they have 400 nut trees. Harvested tangerine and nuts are sold to local retailers and wholesalers.

Along with agriculture, Enver works as a taxi driver. He provides transportation services to the local population. The total average monthly income of the family is 800 Laris (approximately 485 USD).

Enver requested a loan for the family agricultural business. In particular, he will enclose the nut garden and purchase wooden boxes to store the harvested tangerines prior to sale.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 37
    View loans »
    Georgia Loans Fundraising
  • $7,796,600
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Enver to purchase materials for enclosing the nut garden and wooden boxes for storing tangerines.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 7, 2011
Nov 4, 2011
Currency Exchange Loss:
May 15, 2012