Jashua is 38 years old and lives in Kakata. He is married and has five children aged 3 to 13, all living at home and attending school. For the past three years, Jashua has been involved in the sale of used clothes. He started this business by helping his father to sell. What he likes about this business is that it helps him not to buy clothes from others and he is proud of the way he exchanges money with others. The major problem that Jashua faces is the rainy season because business is slow. Jashua is requesting a loan to purchase more used clothes for his business. In the future, he wants to sell cement.