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Josephine is 27 and is married to a house builder. She has 2 children aged 1 and 7. The elder child is currently in school. She owns a store where she sells cooking oil, rice, bananas, potatoes, spices, and personal items. She has been running this shop for 2 years and would like a loan to expand the variety of goods she sells. Her business has helped her to support her family. She would like to use the profits from this loan to reinvest in her business and create some savings for her family.

Additional Information

About Urwego Opportunity Bank of Rwanda (UOB)

Urwego Opportunity Bank (UOB) is a Rwandan bank specializing in microfinance. It offers credit products to individuals and groups interested in starting or expanding their businesses. It also offers training in business development, financial literacy and health management. Given that approximately 90% of the Rwandan population is directly or indirectly related to the agricultural sector, Kiva lenders’ funds will be used to support UOB’s agricultural loan products, which are vital to the clients living in remote areas.

About Rwanda

  • $1,700
    Average annual income
  • 58
    View loans »
    Rwanda Loans Fundraising
  • $15,325,750
    Funds lent in using Kiva
  • 593.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Josephine to buy more items such as rice, oil, potatoes and spices to sell.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Sep 29, 2011
Oct 27, 2011
Currency Exchange Loss:
Feb 15, 2012