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Josefina
Josefina is the married mother of 10 children, and works hard to support her family. She earns a living by selling flowers in the Philippines, and supplements her income by selling vegetables. She is applying for a loan for PHP 10,000 through NWTF to buy more flowers to sell to her customers. This will be her third loan, which she is applying for after repaying her first two loans fully and on time. She hopes that hard work will help her reach her dream of building and expanding her own flower shop.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to women in low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 1307
    View loans »
    Philippines Loans Fundraising
  • $57,913,450
    Funds lent in using Kiva
  • 43.4
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Josefina to buy more flowers to sell to her customers.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 12, 2011
Listed
Nov 4, 2011
Currency Exchange Loss:
Possible
Ended:
Aug 15, 2012