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Diamond Grace Group
In this Group: Iyus, Inna, Hairia, Sumiati, Siti
Iyus is 39 years old and married with one child. His child is two years old but lives in the village away from Jakarta with his extended family.

Iyus and his wife have been producing and selling krupuk (Indonesian chips) for five years. His favorite part of the business is that he gets to work with his wife. The business has been going well and enables him to send money to the village where his child lives.

He now wants to expand the business and open another kiosk to sell krupuk out of. His long-term goal for his business is to someday have his own krupuk factory. He hopes that with the income from his expanded business he and his wife can eventually save enough money to live together with their child.

Some of the other members of the group will use their loans to buy and resell electronics on credit and for their rice and food stalls.

Additional Information

About VisionFund Indonesia

VisionFund Indonesia is a Christian micro venture capital organization owned by Mitra Masyarakat Sejahtera (MMS) and Wahana Visi Indonesia. Founded in 2000, VFI operates in both Jakarta and Surabaya, the two biggest cities in Indonesia. VFI targets the entrepreneurial poor who have existing microbusinesses for at least 6 months and have no financial access to commercial banks. VFI also provides microinsurance for all clients through a partnership with Allianz insurance company. With nine branches as of 2011, VFI hopes to expand in order to reach underserved microfinance markets in other islands of Indonesia.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Indonesia

  • $5,200
    Average annual income
  • 16
    View loans »
    Indonesia Loans Fundraising
  • $5,461,825
    Funds lent in using Kiva
  • 8,855.0
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A portion of Diamond Grace Group's $575 loan helped a member to pay for more ingrediants and have enough capital to open another kiosk to sell krupuk (Indonesian chips).
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
At end of term
Oct 14, 2011
Oct 27, 2011
Currency Exchange Loss:
Apr 17, 2014