Update on NatalyaNatalya decided use a Kiva loan because she really likes the ability to obtain a loan for short period of time, which is convenient for her. Natalya used her previous Kiva loan to purchase ceramic dishware and pots and opened remote sales during the summer period. Recently, Natalya was able to hire a nanny for her youngest child, which is something she could not afford to do before. Natalya is requesting a loan in the sum of 20 000 hryvnia to invest into a wholesale purchase of imported Chinese merchandise (needles, threads and sewing accessories).
Наталья совсем недавно смогла позволить себе нанять няню для младшего ребенка, что раньше было ей не по карману.
Кредит в 20 000 гривен Наталья хотела бы вложить в оптовую закупку привозного китайского товара (иголки, нитки, швейные принадлежности).
Пометка: история на РУССКОМ языке
Previous Loan DetailsNatalya is married with two grown-up sons. She is a small-market entrepreneur from Zaporozhye. Natalya sells retail items such as household products, ceramic figurines, dishware, thermometers, brushes and batteries. Her kiosk always offers a nice selection of assorted merchandise which attracts… More from Natalya's previous loan »
About HOPE UkraineHOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid
- Repayment Term
- 6 months (Additional Information)
- Repayment Schedule
- Oct 20, 2011
- Nov 1, 2011
- Currency Exchange Loss:
- Mar 15, 2012
Photo from previous loan
Kiva allows our Field Partners to re-use the same photo for individual borrowers that have been posted on Kiva's website once before in a 24 month period, and we allow them to re-use group photos for up to 24 months, provided that 80% of the current group's membership is represented.
Taking, collecting, and uploading photos of borrowers is one of the most challenging elements of using Kiva for our Field Partners. In order to make Kiva easier for Field Partners to use, we have allowed them to post successive and concurrent loans without taking a new photo of the borrower if the criteria above are met.