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This is 32-year-old Fatmata. She is married, and has 4 children aged 17, 14, 8 and 5 years. In 2008, Fatmata established her clothing business. She began her business by selling door-to-door and now has a stall, choosing dresses for customers. Working six days a week and 10 hours a day, she earns about 1,500,000 Sierra Leone leones (Le) every month from this business.

She would like a loan in the amount of Le 5,000,000. Fatmata has already received and successfully repaid two loans, and now requires a new loan in order to improve the stock, buying trimmings, linens, ribbons and zippers. She hopes that this loan will enable her to increase her monthly profits by approximately Le 300,000. In the future, Fatmata plans to own a shop with a door rather than a stall. She thinks the loan will help to improve her family's lives. The previous loans also helped her to add on to her stock and to make more profit. She thanks you for your support.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 54
    View loans »
    Sierra Leone Loans Fundraising
  • $9,327,250
    Funds lent in using Kiva
  • 4,401.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,150 helped Fatmata to pay for clothing materials.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Oct 12, 2011
Oct 26, 2011
Currency Exchange Loss:
Jul 16, 2012