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This is 46-year-old Yarjah. He is married and has three children aged 15, 9 and 6. He has two additional dependents who live with him because they are his relatives.

In 1991, Yarjah established his patient drugs, cosmetics and video cassettes business. He began his business because he wants to be able to take care of his family. Working six days a week and 12 hours a day, he earns about 1,300,000 Sierra Leone leones (SLL) every month from this business.

He would like a loan in the amount of Le 5,000,000. Yarjah has already received and successfully repaid two loans, and now requires a new loan in order to improve the sale of cosmetics. He hopes that this loan will enable him to increase his monthly profits by approximately Le 300,000.

In the future, Yarjah plans to improve the cooling facilities of the shop to make it more standard and to support the education of his children. The loan helped him to improve his shop to meet the pharmacy board standard. He thanks you for your support

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 64
    View loans »
    Sierra Leone Loans Fundraising
  • $9,347,350
    Funds lent in using Kiva
  • 4,401.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,150 helped Yarjah to buy more medicines for his pharmacy.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Oct 12, 2011
Oct 26, 2011
Currency Exchange Loss:
Jul 16, 2012