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This is 36-year-old Salamatu. She is a widow and has 2 children aged 8 and 5. She has 2 additional dependents who live with her because they help her with her business.

In 1999, Salamatu established her used clothing and plastic products business. She began her business by assisting her late husband. The business attracts a lot of customers. Working 7 days a week and 10 hours a day, Salamatu earns about Le 1,000,000 every month from this business. She would like a loan in the amount of Le 4,500,000.

Salamatu has already received and successfully repaid 1 loans, and now requires a new loan in order to buy more bales of used clothing and plastic slippers. She hopes that this loan will enable her to increase her monthly profits by approximately Le 300,000.

In the future, Salamatu plans to own a shop rather than a stall, to improve on the lives of her family, and to save for her children. She thanks you for your support.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 5
    View loans »
    Sierra Leone Loans Fundraising
  • $9,478,050
    Funds lent in using Kiva
  • 4,401.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Salamatu buy used clothes and plastic slippers.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Oct 12, 2011
Oct 26, 2011
Currency Exchange Loss:
Jul 16, 2012