The chairperson of Bushembe Savings Group, M. Kellen, has been a great group leader. She is 32 years old, married, and has 5 children. In addition, she also takes care of her 3 sisters. Kellen is involved in the tailoring business - she buys new textiles for sale and sewing. Kellen needs a loan to help her develop the piece of land that she purchased for cattle keeping with the help of her previous loans. Additionally, she plans to use part of the loan money to tender Uniform materials for a number of secondary schools, such as Kazo secondary, Buremba secondary, Kazo model secondary, St. Catherine secondary, and Kyabahura Primary school, all of which are located in Kellen's locality. With her previous loans, Kellen has already been able to buy 2 sewing machines, a flat iron and an overlock machine that has helped her in the tailoring business by making her work look neat and professional.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.