Walter Delio Del Carmen
For several years now Walter has wanted to make some changes to his house. So he is now seeking a loan of 300,000 colones to buy construction materials so he can repair the infrastructure and extend the laundry room, and in this way provide his family with a better quality of life. He wants to have a more serene life, with his children living more comfortably and in nice surroundings.
Walter is a member of the Empresa Community Bank of San Francisco, one of the fifty member organizations of EDESA in Costa Rica. He wishes to continue developing both on a personal and economic level, and to participate actively in the organization of loans in his community.
Desde hace varios años que Walter quiere hacer unos cambios en su casa.
Actualmente Walter está solicitando un micro crédito de ¢300.000 (trescientos mil colones) para poder comprar materiales de construcción, para asi arreglar la infraestructura de su hogar y ampliar el cuarto de pila. Con esto el espera darle una mejor calidad de vida a su familia, ya que su deseo estar más tranquilo, que sus hijos vivan más cómodos y tengan un techo digno.
Walter es socio de la Empresa de Crédito Comunal de San Francisco, una de las 150 organizaciones socios de EDESA en Costa Rica. Continuara creciendo a nivel personal y económico además de participar activamente en la organización de crédito en su comunidad.
More information about this loan
As a small and relatively young MFI located in Costa Rica, EDESA has difficulty attracting other sources of capital. Many other microfinance funders do not work in Costa Rica, because overall the country is too rich. However, organizations such as EDESA work with extremely marginalized populations in Costa Rica that really need the access to capital that EDESA provides. By funding EDESA, Kiva lenders are allowing the organization to grow and reach more people than they otherwise would be able to reach.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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