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Cristhian José
The Aníbal San André communal bank meets every 15 days in the Montecristi (Portoviejo) Canton, which is well known for its rich pre-colonial culture and for its nationally and internationally recognized artisanship. It is famous for its straw hats. This is where Cristhian lives. He is a very hardworking young man, age 20 and single. He hopes to continue working in order to someday be able to start his own family.

He sells fish, making runs around the city on his own tricycle cart, which he acquired with one of the loans that he took out through the communal bank. He works between three and four days a week from 5:00 am to 2:00 in the afternoon. He goes down to the city of Manta to buy fish straight from the fishermen on the coast. He has been in this business for two years and it's going well enough for him. On his off days, he does masonry work. He will use this loan to buy more fish for sale. This is his fifth loan with Fundación ESPOIR [Kiva field partner], which he appreciates it for the help it provides through its loans.

His dreams are to keep on growing his business and in his personal life.
View original language description ↓
EL Banco Comunal Aníbal San André se reúne cada quince días en el Cantón Montecristi (Portoviejo), conocido por su rica cultura pre colonial y por su artesanía que es reconocida a nivel nacional e internacional. Lugar de los famosos sombreros de paja toquilla.

En este lugar conocimos a Cristian, el es un joven muy trabajador, tiene 20 años de edad, está soltero, y espera seguir trabajando para en un tiempo poder formar su propia familia.

El se dedica a la venta de pescado, recorre la ciudad en un triciclo de su propiedad que adquirió con uno de los créditos que recibió de la institución. Trabaja de tres a cuatro días a la semana desde las 05h00 hasta las 14h00. Él se desplaza hasta la ciudad de Manta a comprar el pescado directamente en las playas a los pescadores, lleva dos años en este negocio y le va bastante bien. En los días que tiene libre hace trabajos de albañilería.

Este crédito lo va a ocupar para comprar más pescado para la venta. Este es su quinto ciclo en el Banco Comunal y le gusta por la ayuda que le dan con los créditos.

Sus sueños son seguir adelante creciendo en su negocio y en su vida personal.

About Ecuador

  • $10,600
    Average annual income
  • 96
    View loans »
    Ecuador Loans Fundraising
  • $24,187,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $900 helped Cristhian José to buy more fish for sale.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 19, 2011
Listed
Oct 22, 2011
Currency Exchange Loss:
N/A
Ended:
Mar 15, 2012