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Cinthya Isabel
The Anibal San Andres community bank meets twice a month in Montecristi (Portoviejo), a canton famous for the straw hats that come from there.

We met Sra. Cinthia at the community bank. She is 24-years old and married with a three-year old son. Her husband works as a laborer. Cinthia has good skills: she is a wonderful homemaker and has a teaching degree.

She works as a teacher in a local school to help her husband with the family's expenses. She also has her own business, selling Avon and Eskia products (beauty products, perfumes and other merchandise for women). She goes door to door to sell her merchandise but most of her sales come from her workplace. She works every day, mornings at the school and afternoons in different parts of the city where she peddles her merchandise. She sells on credit and collects from her customers every two weeks. She has operated the business for 5 years. Most of her sales are perfumes and cosmetics.

Cinthia will use this loan to buy perfumes, creams, cosmetics and jewelry. She has been a member of the community bank for 5 years and likes it because the loans she's received have helped her a lot.

Her goal is to get a higher degree so that she can work as a "nombramiento" in a public school.
View original language description ↓
EL Banco Comunal Aníbal San Andrés se reúne cada quince días en el Cantón Montecristi (Portoviejo). Lugar de los famosos sombreros de paja toquilla.

En este lugar conocimos a La señora Cinthia, tiene 24 años de edad, está casada y tiene un hijo de tres años. Su marido trabaja de obrero. Ella es una mujer muy preparada ya además de ser una gran ama de casa también tiene un titulo de profesora de nivel primario.

Para ayudar a su esposo con los gastos del hogar y para salir adelante trabaja de profesora en una escuela de la localidad y también se dedica al comercio, vende productos de Avon y Esika (productos de belleza, perfumería y accesorios de damas), su forma de venta es puerta a puerta aunque la mayor parte de sus ventas las realiza en el lugar donde trabaja, trabaja todos los días en las mañanas en su escuela y por las tardes sale a recorrer por la ciudad, ella deja a crédito y cobra semanalmente, lleva más de 5 años dedicada a esta actividad y que lo mas vende son los perfumes y los cosméticos.

Este crédito es para comprar más perfumes, cremas, cosméticos y bisutería. Lleva en el Banco Comunal 5 años y le gusta porque con los créditos se ha ayudado mucho.

Su sueño es obtener su licenciatura y así poder conseguir un nombramiento en una escuela pública.


About Ecuador

  • $10,200
    Average annual income
  • 19
    View loans »
    Ecuador Loans Fundraising
  • $22,541,325
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $775 helped Cinthya Isabel to buy cosmetics, jewelry, etc. for her retail business.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 19, 2011
Listed
Oct 22, 2011
Currency Exchange Loss:
N/A
Ended:
Mar 15, 2012